The trans or transgender community has made great progress in recent years as far as acceptance and acknowledgment goes. The one area where more needs to be done is that of quality healthcare.
Mist LGBTQ Foundation has been trying hard to educate the queer and trans community of the benefits and importance of a health insurance policy. With its project ‘Trans Life Betterment’, Mist had insured 30 members of the transgender community in 2022. In continued effort to better serve this community, Mist also delves into research and spreading awareness around third-party applications and services that aid the community in one way or the other.
One such cutting-edge solution is DIY (Do-It-Yourself) Insurance, provided by Future General. This ground-breaking strategy offers transgender people benefits never before possible. It covers HIV and sex reassignment surgery in addition to addressing specific healthcare demands of the trans community.
Recognising the Trans Community’s Needs
People who identify as transgendered frequently experience particular difficulties with healthcare. Hormone therapy and sex reassignment surgery are two gender transition treatments that historically have not been covered by many insurance policies. Additionally, HIV/AIDS has had a disproportionately negative impact on the trans community, necessitating specialised treatment and support. Traditional insurance plans frequently overlook these particular healthcare requirements, leaving many people defenceless. Trans communities have also been rejected treatment by public hospitals not knowing which ward to assign them to.
Enter DIY Insurance – an innovative approach to healthcare insurance. Insurance company Future General has acknowledged the need for complete coverage for the trans population. DIY Insurance enables people to alter their insurance in accordance with their particular medical needs. This implies that transgender people can choose insurance choices that are especially suited to their requirements, such as treatment for HIV and sex reassignment surgery. Research shows that there is a 2-year waiting period to avail this service. For better understanding visit their website:
DIY Insurance Benefits for the Trans Community
Inclusive Coverage: DIY Insurance offers inclusive coverage for transgender people, breaking free from the restrictions of conventional insurance policies. It offers HIV treatment and gender-affirming care as essential elements of general health and wellbeing.
Customised Coverage: Transgender people can create their own insurance ensuring they have the specific coverage they need. This gives people the power to take charge of their healthcare and makes it possible for them to get the appropriate treatments and procedures without having to worry about paying for them.
Affordability: Traditional insurance policies often have exorbitant rates, which prevents many from purchasing them. DIY Insurance enables consumers to choose only the coverage they require, making it a more inexpensive alternative. This makes it possible for the trans community to get affordable access to healthcare.
Reduced Stigma: By making DIY Insurance available, the trans community is given a strong signal of acceptance and support. It contributes to lessening the stigma associated with gender identity and sexual orientation by specifically addressing the healthcare requirements of the community.
Holistic healthcare: DIY Insurance extends beyond taking care of urgent medical requirements. It promotes transgender people’s general wellbeing by covering mental health services, counselling and support systems as well. The trans community needs to have access to comprehensive care, just like any other community.
A big step has been taken towards providing the trans community with equal and inclusive healthcare coverage with the introduction of DIY Insurance from Future General. Initiatives like this one are essential in ensuring that the trans community has the support and access to care that they deserve.
As we work towards creating a more inclusive society reach out to Mist if you need help accessing this plan or if you need a donor to support your insurance.
~Written by: Shyam Konnur, Managing Director, Mist LGBTQ Foundation